Command the
Full Picture.
Bank feeds show transactions. PersonyFi reads the contracts behind them.
Turn PDFs, RSUs, and insurance policies into actionable intelligence.
Unlock the Context Layer
Join the waitlist for the beta. High-volume document processing requires manual onboarding.
The Intelligence Suite
01 / 04
Orchestrate Your Equity
Don't let your RSUs be a black box. Track vesting schedules, model tax implications, and simulate your retention value in real time.
- Real-time Vesting Schedule visualization
- 'Cost to Quit' simulation slider
- Automatic grant letter parsing (PDF)
- Tax bracket estimation
02 / 04
Spending X-Ray
Plaid gives you transactions. We give you intelligence. See exactly where your money goes with 6 interactive visualization types.
- Category breakdown & merchant ranking
- Cash flow & burn rate analysis
- Top subscription detection
- Multi-account aggregation
03 / 04
Scenario Planning
Stop guessing with spreadsheets. Model Buy vs Lease, Rent vs Buy, or Refinance decisions with AI-powered scenario calculators.
- Car Lease Buyout Strategy
- Mortgage Affordability & Break-even
- Spending Cut Simulator
- Real-time variable adjustment
04 / 04
Your Command Center
A single pane of glass for your entire financial life. Documents, bank feeds, equity, and liabilities — encrypted and yours.
- Zero-Trust Security Architecture
- Document Vault for leases & contracts
- Net Worth tracking
- AI-powered financial briefings
Built for Modern Finance
Every feature is deployed and operational. No vaporware — just real instruments for real financial decisions.
Plaid Banking Sync
Connect your bank accounts securely. Automatic transaction sync, balance tracking, and real-time insights from your banking data.
AI Document Parsing
Upload PDFs of leases, statements, and contracts. Llama 4 Vision extracts structured data with 95%+ accuracy.
Subscription Detection
Automatically detect recurring payments with AI. Track subscriptions and predict next charge dates across all accounts.
Car Lease Strategy
Track mileage, project excess fees, and get buy vs. return recommendations based on market value analysis.
Scenario Modeling
Mortgage break-even calculators, spending cut simulators, and affordability tools to model your financial future.
Transaction Intelligence
6 interactive charts: spending by category, over time, top merchants, income vs expenses, cash flow, and subscription lists.
Zero-Trust Security
JWT authentication, bcrypt hashing, encrypted token storage, and CORS protection. Your data never leaves your control.
The Pipeline
From Chaos to Command
An autonomous agentic pipeline that replaces manual data entry.
Ingest
Link your bank via Plaid for automatic sync, or upload PDFs of leases, statements, and contracts.
Parse
Llama 4 reads your documents, extracting structured data from tables, clauses, and financial terms.
Store
Data is normalized into type-safe schemas and stored securely with user-scoped access.
Analyze
View spending trends, detected subscriptions, and cash flow insights updated in real-time.
Model
Run scenario plans: mortgage refinancing, car lease buyouts, spending cuts, and more.
Act
Get AI-powered briefings on whether to buy, return, or negotiate — based on your data.
Your Data is
Radioactive.
We treat your financial data as a liability, not an asset. PII is redacted locally before it ever reaches our inference engine.
- AES-256 Encryption at Rest
- SOC2 Type II Compliant Infrastructure
- Ephemeral Inference — Zero Model Training on Your Data
Data Residency
All data stored in US-East (N. Virginia) with strict tenant isolation policies.
Key Management
AWS KMS for master key rotation. We never see your raw keys.